Terms of Service

Last updated 1 June 2026

These terms

These Terms of Service are an agreement between you and NATURPAY LLC, at 312 W 2nd St, Unit 3948, Casper, WY 82601, USA ("Naturpay", "we", "us"). They apply to your use of our website, developer dashboard, checkout components, SDK and API (together, the "Services"). By creating an account or using the Services, you accept these terms.

If you use Naturpay to accept payments from your own customers, additional rules apply under our Merchant terms. Where those terms and these terms conflict on a payment matter, the Merchant terms govern.

Your account

You must give accurate registration details and keep them current. You are responsible for everything done under your account, including activity by your team and by anything that uses your API keys. Keep secret keys confidential, rotate them if they may be exposed, and tell us promptly if you suspect unauthorized access.

You must be able to form a binding contract to use the Services, and you may not use them if applicable law bars you from doing so. We may require additional verification before enabling live processing.

Acceptable use

You agree to use the Services lawfully and not to misuse them. In particular, you must not:

• Break any law or card-network rule, or facilitate fraud, money laundering or other financial crime.
• Probe, scan, overload or interfere with the Services, or attempt to access data that is not yours.
• Reverse engineer, decompile or attempt to extract source code from the components or SDK, except where the law expressly allows it.
• Resell, sublicense or expose the raw API to third parties as a standalone payment service of your own.

Your integration

We grant you a limited, non-exclusive, non-transferable and revocable licence to use the checkout components, SDK and API to build and operate your own checkout within your applications, for the duration of your account and subject to these terms.

• The components, SDK and API are licensed, not sold; we retain all rights in them and you receive only the rights stated here.
• You agree to keep your integration on a current, supported version of the SDK so that security fixes and required updates apply.
• You must not circumvent, disable or weaken any security, authentication or tokenization mechanism built into the Services.

We may publish changes to the API and SDK over time. We aim to keep stable interfaces backward compatible and to give reasonable notice before retiring a version.

Availability

We work to keep the Services available and performant, and we publish operational status, but we do not promise uninterrupted access in these terms. We may carry out maintenance, and parts of the Services may be unavailable from time to time. Any specific service-level commitments apply only where we have agreed them with you in writing.

Intellectual property

Naturpay and its licensors own all rights in the Services, including the components, SDK, API, documentation, trademarks and design. These terms do not transfer any of those rights to you beyond the licence granted above. You keep all rights in your own applications, content and data, and you grant us only the limited rights we need to provide the Services to you.

Liability

The Services are provided on an "as is" and "as available" basis, and to the extent permitted by law we disclaim implied warranties such as merchantability and fitness for a particular purpose. We are not liable for indirect, incidental, special or consequential losses, or for lost profits, revenue or data. Nothing in these terms limits liability that cannot be limited by law. Subject to that, our total liability arising out of the Services is capped at the fees you paid us for the Services in the three months before the event giving rise to the claim.

Changes & termination

We may update these terms as the Services evolve. If a change is material, we will give reasonable notice, and your continued use after it takes effect means you accept it. You can close your account at any time. We may suspend or end your access if you breach these terms, create risk for us or other users, or where we are required to by law. On termination, the licence granted to you ends and you must stop using the components, SDK and API.

Governing law

These terms are governed by the laws of the place where NATURPAY LLC is established, without regard to conflict-of-laws rules, and the courts of that place have jurisdiction over any dispute, subject to any mandatory protections available to you. If you have a question about these terms, contact us at hello@natur-pay.com.